For Ages 8-12

View Sample pages of the KIDS Dollar ($) version?

The Money management Workbook for Kids E-book ($ version)$12.50 ORDER NOW!

 

View Sample Pages of the KIDS Euro (€) version?

The Money management Workbook for Kids E-book (€ version)€10.50 ORDER NOW!

 

 

 

Here's what our moneysmart kids and parents are saying!

 

For Ages 13-19

View Sample pages of the TEEN DOLLAR ($) version?

The Money management Workbook for Teens E-book ($ version): $12.50 ORDER NOW!

 

View Sample Pages of the TEEN Euro (€) Version?

The Money management Workbook for Teens E-book (€ version): €10.50 ORDER NOW!

 

 

Welcome to MoneySmartWorld!

Our aim is to provide you with resources and information that will help you teach your kids and teenagers about money in a way that is practical, effective and of lasting impact!

We believe it is important to teach children how to manage their money!  The Earlier, the Better......

Have you ever heard a parent say?

"I want my kids in debt when they grow up. I want them to live from paycheck to paycheck, or on welfare. I want them overwhelmed with bills, unable to manage their money, and to never get ahead in life. I want them to waste money on frivolous things, while going without necessities, all because they simply don’t know how to manage their money or balance a checkbook."

I haven't! I mean, what parent would want THAT for their kids? I don’t think ANY of us want our kids to grow up to be adults who live from hand to mouth and continuously spend more than they earn!

But the question is, what DO WE DO to help our kids grow up to be smart with a buck, and set-up  with the skills needed to navigate todays world of rising debt, a "buy-me now:pay-for-me-later" culture and very easy credit?

Honestly? The answer is "Not Much"! Some do, but a LOT don't. Do you know that "young people aged 18 to 24 spend close to 30% of their income on debt payments?" And that’s DOUBLE the percentage from the early 90s. And its a worldwide, issue. By the age of 17, half of England's teenagers are or have been in debt! Overall, our children are not getting smarter with money, they are getting dumber.

But the funny thing is that, statistics show that "94% of youngsters believe it is important to know how to manage money, but only few say they are taught how to"!"

Well, in looking for resources to teach some of the kids I work with about money, and finding none that suited their needs, I realised I could do more, and hence the publication of the MoneySmart workbooks!

The MoneySmart workbooks were originally created for the UK market, but following continuous demand from the USA, parts of Europe and the worldwide issue of teaching children about money, the workbooks are now available as downloadable e-workbooks in a "USA $ edition", as well as "Euro € edition".

 

About the workbooks.........

The e-workbooks are a great start for teaching children about money. They are designed for kids and teens and come in the following 2 age ranges:

• The MoneySmart Money Management workbook for kids (aged 8 - 12) and

• the MoneySmart Money Management workbook for Teens (aged 13 - 19).

What the workbooks do.........

The workbooks will help them learn how to budget, save and spend their money wisely: key skills that they need to make it in the real world.

Our children need to learn that financial freedom is the key to success, and that the only way they can maximise their potential and become all they are destined to be is if they live their lives free from debt, and the limitations of being a servant to the lender.

This education needs to start as early and as simply as possible.

A simple habit of always saving 20% of their allowance or any money received from age 8 will result in an adult that prioritises, sets goals, saves for the future, invests, spends within their means and hopefully ends up with the financial savvy to make wise consumer decisions.

The moneysmart e-workbooks (which are available in a USA $ edition, as well as a Euro € edition) also teach children how to set goals, the importance of a budget and how to save money.

 

What you can do........

You can reinforce what the workbooks teach by helping your child set up a savings account, and demonstrating how a budget works in the real world. For instance, spending ages chatting away on the telephone may result in a telephone bill that is double the amount that was budgeted; which means that you may have to forfeit the day trip to Disney. Wow, now that's a great life lesson! I can assure you that the kids will be doing all they can to ensure that the next bill is within budget......

By giving your kids the tools they need to learn how to budget, save, and spend money wisely, you’re ensuring that they’ll avoid the pitfalls of debt in the future. This is just as important as their Maths, English or knowledge of the world (e.g., road safety, danger of strangers, the birds and the bees etc). It can be the difference between a bright future or one filled with debt and despair for your child. At $12.50 and €10.50 for the books, you can’t afford not to buy them.

So download a DOLLAR or EURO MONEYSMART e-workbook today to help get started with the money lessons! You can have one within minutes!

How to buy the e-workbooks....

There are four e-workbooks available for sale on the left hand side of the page. Scroll up to the relevant workbook. Click on the relevant "Click to buy" icon on the left hand side and follow the payment instructions.

Once your payment is processed, click the option that returns you to the moneysmart website and you will receive an email with your download within minutes.

Please note that you can only order one e-book per transaction. So if you want a kid and teen version, you've got to make two online payments.

 

About the MoneySmart e-book format

You could be printing out your Euro or Dollar MONEYSMART workbook within the next 5 minutes! No shipping charges! No wait! The MONEYSMART e-workbooks are available for instant download, with easy and safe payment by a credit or debit card.

The Euro and Dollar MoneySmart workbooks are in pdf format, like most downloadable ebooks. They are designed for printing and offer the following advantages over the paperback format:

• You get the workbooks minutes after ordering! There is no need to wait for a delivery or to pay a postage/shipping charge.

• You can print multiple copies of the workbook so that more than one child in the same age range in the family can use the workbook - so it's perfect and cost effective for family use.

• You can print the monthly worksheets on a month by month basis for your child.

• You can choose to print in greyscale or black and white mode to save on printer ink.

• You will need Acrobat Reader (available to download free from www.Adobe.com to open, view and print the file).

Please do send an email to moneysmart@kids-affairs.net to let me know how you get on. All suggestions and ideas are also welcome!